Financial Consumer Agency of Canada (FCAC)

Confused by your bank's terms and conditions? Not okay.

Financial institutions are required by law to provide information in a way that’s clear, simple, and not misleading.

If something doesn’t make sense, it’s okay to question it.

Have you ever read terms that felt confusing?


[Video description: Gif of Woody and Jessie from Toy Story, looking at paperwork and giving each other a look. Text: Me trying to understand the terms and conditions from my bank.]

That instant peace after paying your credit card balance. 🕊️

Paying off your balance in full each month by the due date helps you avoid accumulating costly interest on your purchases.

Can't pay off the full balance? Make at least the minimum monthly payment.

Want to learn more about paying off your credit card? See our guide here: https://www.canada.ca/en/financial-consumer-agency/services/credit-cards/pay-off-credit-card.html


[Video description: Gif of a possum angrily eating a banana, then appearing happy. Text: My brain before vs after I pay off my credit card.]

Feel familiar?

We can't help with the meal planning, but we DO have content on helping you manage your money at various life stages.

Explore it all here 👇

https://www.canada.ca/en/services/finance/manage.html


[Video description: Woman lying face down with hands on laptop. Text: POV: you're trying to eat well, get 8 hours of sleep, work full time, manage your finances, and do it all again tomorrow.]

Hanging your laundry on the line to dry can help you save money AND use less energy.

Bonus: everything smells amazing!

Small habits can add up quickly.

What habits help you save?




[Video description: Gif of Bart Simpson spinning on clothesline with text: Savings (handshake emoji) sustainability.]