MSC - MicroSave Consulting

MSC (MicroSave Consulting) convened and moderated a focus group discussion (FGD) with the beneficiaries of the Pradhan Mantri Jan Dhan Yojana (PMJDY). The FGD brought beneficiary voices directly into a conversation with Her Majesty Queen Máxima of the Netherlands, the United Nations Secretary-General's Special Advocate for Financial Health (UNSGSA), during her visit to India.

The discussion created a direct platform for the PMJDY beneficiaries to share their experiences and offered ground-level insights into how access to financial services translates into usage, resilience, and financial well-being. The conversation highlighted the transformative impact of the PMJDY and the persistent challenges that remain in advancing meaningful financial health outcomes.

Following the FGD, MSC’s senior leadership participated in a policy dialogue with the UNSGSA delegation. The discussion covered lessons from the implementation of the PMJDY scheme and opportunities to strengthen financial health outcomes. It also addressed the evolving agenda for financial inclusion in India, including the critical shift from access-driven metrics to measures of usage, resilience, and well-being.

At MSC, we believe that beneficiary voices must remain central to policy conversations. With 27 years of experience in financial inclusion across emerging markets, we remain committed to ensuring that ground-level evidence shapes national and global policy. We strive to build financial systems that are accessible and genuinely responsive to the people they serve.

We thank the PMJDY beneficiaries who generously shared their journeys and perspectives.

UN Secretary-General's Special Advocate for Financial Health | Koninklijk Huis

Africa’s blue economy supports millions of livelihoods, creates jobs, strengthens food security, and drives regional trade. Yet, many fisheries and aquaculture enterprises cannot access the finance they need to grow.

At FINAS 2026, MSC (MicroSave Consulting), in partnership with the Food and Agriculture Organization (FAO), convenes a high-level discussion on “Unlocking finance for Africa’s blue economy: From underserved to investable.”

The session will draw on lessons from the Women and Youth Economic Empowerment in Fisheries through Inclusive Market Access programme, implemented by TradeMark Africa and the African Continental Free Trade Area (AfCFTA) Secretariat in partnership with the Mastercard Foundation.

Through MSC's work on access to finance under the programme, alongside broader efforts to strengthen fisheries and aquaculture value chains, valuable insights are emerging on the barriers, opportunities, and partnerships needed to build a more inclusive and investable blue economy.

The discussion will examine why financing gaps persist, highlight emerging financing solutions, and explore what governments, development partners, financial institutions, and investors can do to unlock greater investment in fisheries and aquaculture.

Join the conversation at FINAS 2026 to hear directly from financial institutions, policymakers, development partners, and blue economy enterprises. They will discuss solutions needed to make Africa’s fisheries and aquaculture sector more investable.

Register here: https://tinyurl.com/bdezk92x

As India continues to strengthen its welfare systems, the focus is increasingly shifting from expanding access to improving impact.

We're delighted to see MSC's Arshi Aadil featured on What India Needs in conversation with Shutapa Paul, discussing what it takes to build welfare systems that are more inclusive, responsive, and centred around people's needs.

The episode explores topics such as social protection, financial inclusion, digital public infrastructure, and last-mile service delivery, while also drawing on insights from MSC's work with informal workers, beneficiary data systems, women's financial agency, and measuring outcomes that truly matter.

It's an insightful conversation on how technology, policy, and human-centred design can come together to strengthen welfare delivery and improve lives.

🎧 Watch the full episode on YouTube: https://tinyurl.com/mr2sxusa

What India Needs: The Next Chapter of the Indian Welfare State with Arshi Aadil India has proved it can scale welfare. The next challenge is ensuri...

What happens after we create a rural livelihood asset? Who ensures it continues to deliver value for years to come?​

The answer lies in community ownership.​

Our latest blog explores how community-managed service systems around rural livelihood assets in Bahraich, Uttar Pradesh, can strengthen local governance, improve maintenance, and support long-term sustainability.​

When communities manage the assets they depend on, we can move beyond project-based interventions and build systems that create lasting impact.​

Read the blog to learn how this approach shapes more resilient rural livelihoods: https://tinyurl.com/4j35a34v

What does it take to transform small livestock from a subsistence activity into a powerful engine of rural economic growth?

At the UP Small Livestock Conclave 2026, MSC (MicroSave Consulting) shared the remarkable journey of the Seemanchal Jeevika Goat Producer Company Ltd. (SGPC) in . This women-led enterprise redefines what rural producers can achieve when they are organized, empowered, and connected to markets.

The Seemanchal story shows that sustainable impact is not created through isolated interventions. It is created by building complete value chains that integrate producers, community-based service providers, input systems, finance, aggregation, and markets into a single, producer-owned enterprise ecosystem.

Over the years, the SGPC has evolved beyond a livestock initiative into a thriving rural business that delivers value at multiple levels. It works to:

- Strengthen women’s leadership and decision-making;
- Increase household incomes and asset ownership;
- Create local employment and entrepreneurship opportunities;
- Improve access to quality services, inputs, and markets;
- Build resilience among smallholder livestock producers.

This model stands out because it combines commercial viability with social impact. It proves that women-led producer institutions can successfully compete in markets, attract investments, and create lasting economic opportunities for rural communities.

As India advances rural transformation and inclusive growth, scalable livestock enterprises can diversify livelihoods, strengthen local economies, and empower women at scale.

Rajnish Kumar shared a message that resonated strongly throughout the discussion: “The success of Seemanchal was not driven by goats alone. It was driven by building an ecosystem where producers, services, finance, and markets worked together as one enterprise.”

The SGPC offers a compelling roadmap for the future of livestock development. It shows that organized producer institutions can become catalysts for rural prosperity, women’s economic empowerment, and sustainable growth.

We sincerely thank the Department of Animal Husbandry, Government of Uttar Pradesh, for the opportunity to exchange ideas and showcase innovative models that shape the future of rural entrepreneurship and livestock-based enterprises in India.

Follow us for more stories that showcase how producer-owned enterprises drive rural prosperity.



PoultryIndia| NABARD Online | Dharam Pal Singh | Krishna Paswan

Climate adaptation succeeds when finance reaches the communities that need it the most.​

Join MSC (MicroSave Consulting), CGAP, United Nations Capital Development Fund (UNCDF), International Institute for Environment and Development (IIED), Mercy Corps, Department for Environment, Food and Rural Affairs, LIFE-AR, and Reversing Environmental Degradation in Africa and Asia (REDAA) for an interactive session on locally led adaptation finance. This session explores how public and private investment can work together to improve access to adaptation finance.​

The session will also discuss practical approaches to mobilize finance for low-income households and microenterprises, with communities at the center of climate action.​

Date: 25th June 2026​
Time: 2:30 p.m.-4:00 p.m.​

Stay tuned for key insights and highlights from the session as the conversation on building inclusive and resilient climate finance systems continues.

When extreme climate events hit, small businesses often absorb the impact first and recover last.

How can financial institutions better support small and growing businesses to invest in adaptation before crises occur?

In India, MSC (MicroSave Consulting) and Energiva Ventures have been examining this question through the lens of climate-smart agriculture (CSA) technology providers, many of which are small, growing businesses that drive on-the-ground adaptation solutions for smallholder farmers.

On 17th June 2026, we held a dialogue with experts from CSA technology organizations, financial institutions, and ecosystem partners in New Delhi to examine what it takes to unlock commercial finance for these solutions at scale.

Key insight: Scaling adaptation solutions requires stronger ecosystem partnerships and improved frameworks to assess the viability, risks, and investment readiness of these technologies. The barriers do not include a lack of capital, technology, or farmer demand. They are structural and arise from risk assessment methods, product design, and coordination across the ecosystem.

Join MSC (MicroSave Consulting), FSD Kenya, and Aspen Network of Development Entrepreneurs (ANDE) at London Climate Action Week as we bring these on-the-ground insights to a global conversation on how capital can better support climate resilience for small and growing businesses.

Date: Tuesday, 23rd June 2026
Time: 3:30 p.m.–6:30 p.m. (GMT+1)
Venue: Wallacespace Spitalfields, 15 Artillery Lane, London E1 7HA, UK
Register here: https://tinyurl.com/mvw545ku

This session will feature speakers from organizations such as British International Investment (BII) and Temasek Foundation, with additional speakers to follow.

What if some of the highest-potential climate opportunities are hidden in unexpected places? ​

Climate change reshapes India’s food and circularity systems and threatens the livelihoods of millions. Yet, it also offers opportunities for bold innovation.​

In collaboration with the^delta prize, MSC (MicroSave Consulting) developed its latest report, “Climate big bets 2047: Identifying high-leverage pathways across India’s food and circularity systems,” which identifies technology-enabled, market-driven solutions that can strengthen climate resilience while improving livelihoods.​

The report examines high-impact opportunities across: ​
- Soil health and regenerative agriculture; ​
- Livestock and fisheries; ​
- Waste and circularity systems; ​
- Climate resilience for vulnerable communities. ​

The report combines research, expert insights, and systems thinking to identify where innovators, investors, policymakers, and ecosystem leaders can channel capital and innovation for a greater impact.​

Read the report to discover the big bets that can shape India’s climate-resilient future: https://lnkd.in/gaFzUdBD

Can insurance help close the climate adaptation gap?​

The systems designed to protect vulnerable communities face growing pressure as climate risks intensify.​

MSC (MicroSave Consulting), National Institute of Economic and Social Research (NIESR), and the Pearl Institute at the University of Reading will discuss the future of climate risk protection and its role in building long-term resilience in a chatam house roundtable.​

In this session, experts from the climate, policy, research, and insurance fields will explore how insurance can better meet adaptation needs over the next decade.​

Join the conversation on the role of insurance in strengthening climate adaptation and resilience.​

Date: 24th June 2026​
Time: 3:30 p.m. – 5:30 p.m. GMT+1​
Place: The Library, NIESR, 2 Dean Trench St, London SW1P 3HE, UK​

Register now: https://tinyurl.com/xvsvk476

Limited seats available. Registration is subject to approval.

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