IDeal - Idaho College Savings Program

oan repayment. It can also be used for K-12 tuition (up to $10,000/year). Find out more about the advantages of saving for education with IDeal and obtain a disclosure statement at www.idsaves.org

DISCLOSURE:
View our Program Disclosure Statement here: www.idsaves.org/disclosure

For more information about IDeal - Idaho College Savings Program ("IDeal"), call 866-433-2533 to obtain a Disclosure Statement. The Disclosure Statement discusses investment objectives, risks, charges, expenses, and other important information. Because investing in IDeal is an important decision for you and your family, you should read and consider the Disclosure Statement carefully before investing. ("ABD") is Distributor of IDeal. Please Note: Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You should also consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state’s 529 college savings plan(s), or any other 529 plan, to learn more about those plans’ features, benefits, and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision. IDeal is administered by the State College Savings Program Board ("Board"). ABD, the program manager, and its affiliates, have overall responsibility for the day-to-day operations, including investment advisory, record keeping and administrative services, and marketing. The Vanguard Group, Inc. ("Vanguard") serves as Investment Manager for IDeal. Sallie Mae Bank serves as the Savings Portfolio Manager for IDeal. IDeal's Portfolios invest in either: (i) mutual funds offered or managed by Vanguard; or (ii) an FDIC-insured omnibus savings account held in trust by the Board at Sallie Mae Bank. Except for the Savings Portfolio, investments in IDeal are not insured by the FDIC. Units of the Portfolios are municipal securities and the value of units will vary with market conditions. Investment returns will vary depending upon the performance of the Portfolios you choose. Except to the extent of FDIC insurance available for the Savings Portfolio, you could lose all or a portion of your money by investing in IDeal, depending on market conditions. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences. Not FDIC-Insured (except for the Savings Portfolio). No Bank, State or Federal Guarantee. IDeal administers and maintains all social media accounts for the plan. ABD and its affiliates do not post content to this account and are not responsible for its content. COMMENTING POLICY:

The Board welcomes comments from visitors to the Program’s social media sites. The Program supports the following guidelines in the use of social media and expects visitors to do the same. Comments should be courteous and respectful. Comments that do not adhere to the following guidelines will be removed from the Program’s social media site(s):

•Content that is illegal, obscene, vulgar, offensive, threatening, defamatory, libellous, slanderous, hateful, abusive, pornographic, profane, s*xually explicit, indecent or embarrassing to any other person or entity, or otherwise restricts or inhibits any other user from using and enjoying the social media site;
•Content that is harassing or discriminatory on the basis of any class protected by federal, state, or local law, including race, color, age, religion, s*x, marital status, Veteran status, genetic information, national origin, physical or mental disability, s*xual orientation, or gender identity/expression;
•Solicitation, including but not limited to, advertising of any business or product for sale;
•Conduct or encouragement of illegal activity;
•Information that may tend to compromise the safety or security of any member of the public or any public system;
•Comments unrelated to the purpose and topical scope of the page
•Comments in support of or opposition to political campaigns or ballot measures of any kind;
•Conduct that violates any federal, state, or local law;
•Content that is invasive of privacy, injurious or objectionable;
•Content that is fraudulent or otherwise constitutes or contains false, inaccurate or misleading indications of origin, endorsement or statements of fact;
•Content that violates, plagiarises, misappropriates or infringes the rights of any person or entity including, without limitation, copyright, trademark, trade secret, confidentiality, contract, patent, rights of privacy or publicity or any other intellectual property or proprietary right;
•Content containing viruses or malware;
•Content that consists of or contains e-mail addresses, phone numbers, physical addresses or other forms of personal or contact information;
•Comments for which an individual is compensated or provided any consideration;
•Investing advice or specific investment guidance